About Cohlay

Built by people who have actually done this.

Workplace savings infrastructure for the UAE and GCC — built by practitioners who have operated these schemes from the inside.

Cohlay is founded on more than a decade of hands-on experience working for UAE entities at the heart of the DIFC workplace savings schemes and the CMA voluntary alternative end-of-service gratuity scheme — holding regulated positions, and selling and operating workplace savings plans across the GCC and further afield.

That isn't theory. It's deep, practical understanding of how these schemes are sold, configured, administered and operated when the details actually matter — the kind of understanding that's hard to find anywhere else in this market.

We've taken everything we've learned and built something special. We'd be delighted to show you.

"We understand this market more deeply than anyone — and we've built accordingly."

DIFC-Based Entity · Dubai, UAE

Entity

DIFC-registered

Market

UAE & GCC workplace savings

Experience

10+ years operating regulated schemes

What We Believe

Principles, not platitudes.

Built by operators

Designed by people who have run these schemes, not just read about them.

Serious infrastructure

Financial-services discipline from day one — resilient, configurable, locally aligned.

Designed for the UAE

A DIFC-based entity, built for the UAE and the wider GCC.